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The idea is - the shopper in a particular retail outlet, using the barcode scanner on his/her device adds items to his/her digital shopping cart, and pays via the credit card loaded on his/her device in the shop.
The user would have the option to select which store he/she is walking into. So merchant specific prices for items would be available on device.
The app would either interface with the rear end of the POS of the retailer or have other means of loading merchant specific prices onto the app
Customer Benefits:
1. No checkout queues
2. Chance to review shopping cart digitally
3. Further functionality of comparing prices in stores nearby - digital price match opportunity
Retailer Benefits:
1. Better utilization of space and labour.
2. Chance to reach the customer on the app with special offers.
3. Consumer spending habits report
I understand the idea is not unique, and apps exist already to do this. But the retailers haven't yet adopted them in a big way.
I am looking to partner with the developer for long term - profit sharing is on my mind. Current development budget is tentative.
Apps of Note: Self Pay by Digital Retail Apps have patented part of the technology.